We help Canadian homeowners 55+ access the wealth they’ve built in their homes securely and responsibly.
Pay off mortgage and other debt
Cover unexpected costs like healthcare
Give a living inheritance to your kids
Enjoy retirement responsibly, stress free
You’ve worked hard for your home equity. It’s time for it to return the favour.
You shouldn’t have to worry about unexpected expenses, making ends meet, or losing your home.
Allow yourself to enjoy retirement stress free and on your own terms, in the home you love.
See how Bloom’s Reverse Mortgage solutions can help you achieve financial freedom.
Bloom helps you fund your retirement goals by releasing some of the wealth tied up in your home in a responsible and secure way.
The revolutionary Bloom Prepaid Mastercard®.
Access funds locked in your home equity when and where you want with the innovative Bloom Prepaid Mastercard®.
Learn moreBloom Reverse Mortgage™
Our reverse mortgage allows Canadian homeowners 55+ to access up to 55% of their home’s value in tax free cash, without having to move or lose ownership of their home.
Learn moreLifetime Fixed-Rate Mortgage
Release equity from your home in one lump sum or make on-demand draws. Decide if you would like to make monthly payments, or not.
Coming SoonThe best part of working with Bloom is we’re with you at every step, breaking down complex terms and helping you choose the best product for your unique needs.
We’re here for you; let’s talk.
1-866-882-5666
Diane and Richard, Calgary
Get a quick online estimation of how much equity you could unlock using our calculator.
Get an estimateAccess up to 55% of your home value
Proceeds are tax free.
No regular payments required
Making interest payments is up to you.
Maintain 100% ownership
Stay in the home you love.
Watch this short clip to see how Bloom helps 55+ Canadians find financial flexibility in retirement.
Get your Bloom Reverse Mortgage™ estimate in less than a minute and see how we can help you achieve financial flexibility in retirement.
Get a quoteIf you choose not to make interest payments, the mortgage balance will grow over time. But remember, you continue to own 100% of your home, and if your home’s value increases, this increase belongs to you. For this reason, most home equity release clients in Canada have had significant equity in their homes when it came time to repay.
Our Resources page has lots of information on the ins and outs of home equity release. But nothing beats a conversation. Click here to schedule an exploratory call with one of our Bloom Representatives, who can answer any questions you have and help you determine whether this could be the right solution for you.
Bloom currently operates across Ontario (incl Toronto), Alberta, and British Columbia, and intends to expand to other Canadian provinces soon.
If you are an Ontario, Alberta, or British Columbia homeowner over the age of 55, there’s a good chance you’re eligible. Give us a call at 1-866-882-5666 and one of our Bloom Representatives can confirm.
Try our Free Calculator to get a rough idea of what you could unlock. Or better yet, give us a call at 1-866-882-5666 and your Bloom Representative can give you your no obligation quote.
It’s your home, your retirement, and your money. The wealth you unlock from your home is yours to do with what you wish. Some customers use their Bloom Reverse Mortgage proceeds to help support general expenses, give a living inheritance to their loved ones, fund home renovations, or pay for a dream vacation. But you’re in control.