Use the value in your home to live retirement on your own terms. For homeowners aged 55+.
Life after retirement should be everything you’d hoped for—and more. How are you planning to spend yours?
Let your home equity help you achieve what’s important to you:
Get your Bloom Reverse Mortgage™ estimate in less than a minute.
Get startedStay in your home until you’re ready to leave.
Make monthly interest payments or pause as needed.
Get tax-free cash you can use to fulfil your retirement plans, whatever those are.
Live a comfortable retirement without having to sell or move.
You’ve worked hard to build your home equity. It’s time for you and your family to benefit.
Find out how much home equity you can unlock using our free calculator.
See how much equity you could unlock with our free calculator.
Call us at 1-866-882-5666 or have us call you at your preferred time by filling out this simple form.
Our experienced Bloom Representatives will review your application and notify you as soon as a decision is made.
With the help of a lawyer, you’ll finalize the paperwork and the cash will be deposited into your bank account.
Uncomplicated application steps.
Get a decision within a few days.
Transparent costs, no surprises.
Unlock up to 55% of your home value
Fixed rate
Adaptable payments schedule
Light income requirements
Keep full upside from home price growth
Borrower protection—no fixed repayment date
Your Bloom Reverse Mortgage™ will accrue interest, added to the balance over time. A one-time processing and appraisal fee will also be deducted from your proceeds.
See our Rate and Fees page for more information.
We want to help as many homeowners as possible live a fulfilling retired life.
• You are aged 55+
• You live in Ontario, BC or Alberta*
• Your home is your principal residence
*Lending area restrictions apply
Bob from Bloom was more than helpful and assured me with every step there are no questions he wouldn't answer about a reverse mortgage.
Larry G, Trustpilot
Watch Ben McCabe, founder of Bloom, explain the basics of a reverse mortgage, and some of the considerations to determine if this could be right for you.
Be among the thousands of Canadians enjoying the benefits of their reverse mortgage and achieve your goals in retirement.
Apply now